Refund Transfer (RT)

The most cost effective but still quick way of receiving your money based
on your federal tax refund, the RT is a great option.  Your money is
available in one to two weeks**, and is the most preferred method by
taxpayers!  Once the IRS accepts your electronically filed tax return, a
temporary account is established at SBBT.  When the IRS deposits your
refund into your account at SBBT, your refund amount is paid to you (after
preparation and bank fees are deducted).

**The IRS may delay your refund for some reason, if this happens, you should contact them directly by calling
the IRS Tele-Tax (800) 829-4477, or the IRS Taxpayer Assistance Line (800) 829-1040.

Two options to receive your
money!!!!


1.  Cashier’s Check

Once the RAL is approved or IRS funding occurs (for RTs), a
cashiers check is made available to you.  This is the fastest method
of receiving your refund amount.

2.  
Direct Deposit

Payment may be sent directly to your checking or savings account
via the ACH Direct Deposit method.  It may take an additional 1 to 2
business days after SBBT disburses your money for funds to reach
your bank account.

Click here to find out how to check on the status of your refund!!
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